Depending on your configuration, you may be able to send raw card information when running an initial or subsequent transaction (rather than using a saved card token).

❗️

Warning

Sending raw card numbers could increase your PCI scope.

Initial transaction

For the initial transaction, complete the following steps:

1. Contact Integrations Support to ensure your merchant ID and account have access to a connection that supports raw card information.
2. Create a checkout page with your own form that has fields for the appropriate information from the customer, such as cardholder name, card number, expiration date, security code, and address.
3. On checkout, post payment details along with the raw card information to the Run card transaction endpoint. See the endpoint reference for allowed parameters.
   Example request

   curl -X POST https://api.nexiopaysandbox.com/pay/v3/process \
     -H 'Content-Type: application/json' \
     -H 'Accept: application/json' \
     -H 'Authorization: Basic [Base64_encoded_login]'
     -d '{
     "data": {
       "amount": 29.99,
       "currency": "USD",
       "customer": {
         "customerRef": "RP006",
         "orderNumber": "210058A",
         "firstName": "John",
         "lastName": "Doe",
         "billToAddressOne": "2147 West Silverlake Drive",
         "billToAddressTwo": "Apt 42",
         "billToCity": "Scranton",
         "billToState": "PA",
         "billToPostal": "18503",
         "billToCountry": "US",
         "billToPhone": "1555555555",
         "email": "[email protected]"
       }
     },
     "card": {
       "pan": 4111111111111111,
       "expirationMonth": "12",
       "expirationYear": "2028",
       "cardHolderName": "John H Doe",
       "securityCode": 927
     }
   }'
   

   
   
   
4. In the response, check for success in the transactionStatus (of "pending" or "settled"). And save the recurringData.recurringId for use in subsequent transactions.
   Example response

   {
       "id": "eyJuYW1lIjpiY2hlY2tvdXQiLCJtZXJjaGFudElkIjoiMTEwMDExIiwicmVmTnVtYmVyIjoicGF5X21laHIzcmVsZ2x4a2hpZ25jaDRyNHJmaGphIiwicmFuZG9tIjowLCJjdXJyZW5jeSI6InVzZCJ9",
       "merchantId": "100038",
       "transactionDate": "2023-04-04T20:43:50.174Z",
       "authCode": "463090",
       "transactionStatus": "settled",
       "amount": 29.99,
       "transactionType": "sale",
       "currency": "USD",
       "gatewayResponse": {
           ...
       },
       "data": {
           "amount": 29.99,
           "currency": "USD",
           "settlementCurrency": "USD",
           "customer": {
               "orderNumber": "210058A",
               "customerRef": "RP006",
               "firstName": "John",
               "lastName": "Doe",
               "email": "[email protected]",
               "billToAddressOne": "2147 West Silverlake Drive",
               "billToAddressTwo": "Apt 42",
               "billToCity": "Scranton",
               "billToState": "PA",
               "billToPostal": "18503",
               "billToCountry": "US",
               "billToPhone": "1555555555"
           }
       },
       "card": {
           "cardNumber": "411111******1111",
           "expirationYear": "2025",
           "expirationMonth": "12",
           "cardHolder": "John H Doe"
       },
       "kountResponse": {
           ...
       },
       "recurringData": {
           "recurringId": "943353097252193",
           "recurringIdType": "networkTransactionId"
       },
       "token": {}
   }
   

Subsequent transaction

You can send raw card information in subsequent transactions, such as card-not-present situations or where the customer is not available for security code verification. In such cases, you must use the recurringId from the response for the previous transaction.

1. Retrieve the recurringId you saved from the previous transaction.
2. Post payment details along with the raw card information and the recurringId to the Run card transaction endpoint. See the endpoint reference for allowed parameters.
   Example request

   curl -X POST https://api.nexiopaysandbox.com/pay/v3/process \
     -H 'Content-Type: application/json' \
     -H 'Accept: application/json' \
     -H 'Authorization: Basic [Base64_encoded_login]'
     -d '{
     "data": {
       "amount": 19.99,
       "currency": "USD",
       "customer": {
         "customerRef": "RP006",
         "orderNumber": "230058A",
         "firstName": "John",
         "lastName": "Doe",
         "billToAddressOne": "2147 West Silverlake Drive",
         "billToAddressTwo": "Apt 42",
         "billToCity": "Scranton",
         "billToState": "PA",
         "billToPostal": "18503",
         "billToCountry": "US",
         "billToPhone": "1555555555",
         "email": "[email protected]"
       }
     },
     "card": {
       "pan": 4111111111111111,
       "expirationMonth": "12",
       "expirationYear": "2028",
       "cardHolderName": "John H Doe"
     },
     "recurringId": "858939643422519"
   }'
   

   
   
   
3. In the response, check for success in the transactionStatus (of "pending" or "settled"). And save the recurringData.recurringId (it may be different from the ID returned in the initial transaction) for use in subsequent transactions.
   Example response

   {
       "id": "eyJuYW1lIjpiY2hlY2tvdXQiLCJtZXJjaGFudElkIjoiMTEwMDExIiwicmVmTnVtYmVyIjoicGF5X21laHIzcmVsZ2x4a2hpZ25jaDRyNHJmaGphIiwicmFuZG9tIjowLCJjdXJyZW5jeSI6InVzZCJ9",
       "merchantId": "100038",
       "transactionDate": "2023-05-01T13:27:28.253Z",
       "authCode": "563061",
       "transactionStatus": "settled",
       "amount": 19.99,
       "transactionType": "sale",
       "currency": "USD",
       "gatewayResponse": {
           ...
       },
       "data": {
           "amount": 19.99,
           "currency": "USD",
           "settlementCurrency": "USD",
           "customer": {
               "orderNumber": "230058A",
               "customerRef": "RP006",
               "firstName": "John",
               "lastName": "Doe",
               "email": "[email protected]",
               "billToAddressOne": "2147 West Silverlake Drive",
               "billToAddressTwo": "Apt 42",
               "billToCity": "Scranton",
               "billToState": "PA",
               "billToPostal": "18503",
               "billToCountry": "US",
               "billToPhone": "1555555555"
           }
       },
       "card": {
           "cardNumber": "411111******1111",
           "expirationYear": "2025",
           "expirationMonth": "12",
           "cardHolder": "John H Doe"
       },
       "kountResponse": {
           ...
       },
       "recurringData": {
           "recurringId": "843253077222293",
           "recurringIdType": "networkTransactionId"
       },
       "token": {}
   }