You can enable Kount verification while saving a card token or running a transaction
with the iframe, with your own form, or through the API.

Nexio will run one of two Risk Inquiry Service (RIS) requests depending on whether customer information (customer.customerRef) is provided in the request body:

(Please see Kount's documentation for more information on Inquiry Modes.)

While saving a card token

1. Configure Your Account

   Contact Integrations Support to ensure Kount is enabled on your merchant account.
   

2. Request a One-time-use Token

   Request an e-commerce one-time-use token.

   Example Request

   curl -X POST https://api.nexiopaysandbox.com/pay/v3/token \
     -H 'Content-Type: application/json' \
     -H 'Accept: application/json' \
     -H 'Authorization: Basic [Base64_encoded_login]'
     -d '{}'

   
   

3. Post Card Information to Nexio

   Send a POST request to the Save card token endpoint.
   Include the token from step 2, the card information and the object "processingOptions": { "checkFraud": true } in the body of your request.

   Example Request

   curl -X POST https://api.nexiopaysandbox.com/pay/v3/process \
     -H 'Content-Type: application/json' \
     -H 'Accept: application/json' \
     -H 'Authorization: Basic [Base64_encoded_login]'
     -d '{
     "data": {},
     "tokenex": {
       "token": "6ee140a0-05d1-4958-8325-b38a690dbb9d"
     },
     "processingOptions": {
       "checkFraud": true
     }
   }'

While running a transaction

1. Configure Your Account

   Contact Integrations Support to ensure Kount is enabled on your merchant account.
   

2. Post Card Information to Nexio

   Post payment and the previously saved card token to the Run card transaction endpoint.

   Include the object "processingOptions": { "checkFraud": true } in the body of your request.

   Example Request

    curl -X POST https://api.nexiopaysandbox.com/pay/v3/process \
        -H 'Content-Type: application/json' \
        -H 'Accept: application/json' \
        -H 'Authorization: Basic [Base64_encoded_login]'
        -d '{
        "data": {},
        "tokenex": {
        "token": "6ee140a0-05d1-4958-8325-b38a690dbb9d"
        },
        "processingOptions": {
        "checkFraud": true
        }
    }'